Got another good day flying in cold conditions (28F with wind chills to the high teens in the morning). Did as I always do, fresh charge to 100 percent, keep the batteries warm till ready to use, then power-up and fly in a low hover for a minute while I watch feedback. With all looking stable, I tax the system and see how the batts look one last time, and I'm off.
Good flights on all 6 batteries, landing at 30 percent and no issues at all.
Since this discussion bloomed, I decided to take a spent cell which had been in a pocket for 30 min or so and send the bird up to see what happens. Got very little use of the remaining 30 percent before, yes, you guessed it... A drop to 4% without warning. I lowered to the ice and powered down. Did it once more with another partially spent cel which was also not frozen but not warm... Same result.
For me, it seems pretty straightforward.
Fresh charge to 100%
Keep the batteries warm till ready to install
Run your props for a minute to get the local action going in your cells
Observe battery status and if all is good, go with caution.