Not sure if this was covered in other posts, but does drone insurance exist for hobby users (i.e. with no commercial intent in mind). With the reports of the firmware being unstable and some reports of flyaways, I'm wondering if this makes sense. Are you aware of any insurance companies that would cover such products? If they do, what exactly is covered. I saw a video where people attach a heavy payload to a phantom and they naturally lose it in the water. Their response is 'it's ok, we are insured'. I'm not aware of any insurers covering against stupidity so I'm reaching out to see what's out there and what kind of premium we are talking about.