Welcome to InspirePilots.com

Join the leading DJI Inspire community for free!

Multiple UAV Liability Insurance Question

Discussion in 'Inspire 1 Discussion' started by Brian Weis, Dec 10, 2015.

  1. Brian Weis

    Joined:
    Oct 27, 2015
    Messages:
    24
    Likes Received:
    2
    Location:
    Milwaukee, WI
    I have liability insurance for a phantom 3 pro and adding an Inspire 1 Pro.

    I was told by my sales rep that I needed another policy. I do not have the bird insured. Seems dumb since I can only fly one at a time.

    Anyone have multiple UAV and have multiple coverage. (I am only talking about liability insurance for injuries and property damage)
     
  2. The Editor

    The Editor Moderator
    Staff Member

    Joined:
    Aug 7, 2013
    Messages:
    6,722
    Likes Received:
    3,878
    No - your rep is talking out of his rear. He is trying to sell you another policy because he will get commission on each policy sold.
    Another aircraft can just be added to the schedule.
     
  3. Mazz

    Mazz Moderator
    Staff Member

    Joined:
    Aug 9, 2014
    Messages:
    944
    Likes Received:
    585
    Location:
    NY
    My policy here in the USA is the same. I wanted to buy insurance for both quads as well but I need to list each one separately and pay for both. There was also no discount for the second one.
    This comes from a reputable company that I also do business with for my full size aircraft aviation insurance.
     
  4. ringolong

    Joined:
    Nov 29, 2015
    Messages:
    312
    Likes Received:
    65
  5. The Editor

    The Editor Moderator
    Staff Member

    Joined:
    Aug 7, 2013
    Messages:
    6,722
    Likes Received:
    3,878
    Hey Mazz..... Sorry, I should have mentioned - you will list the aircraft separately, and pay additional premium but any reputable insurer will add additional hull cover or liability cover to the same policy.
    I think it's the parasitic brokers/reps that are the problem since they will earn higher rates of commission on number of policies sold rather than endorsements and AP's paid.
     
  6. NextGenUAV

    Joined:
    Jan 31, 2015
    Messages:
    17
    Likes Received:
    7
    The Editor is correct, we have several platforms on our policy , from our Aerigon to our Inspires, each unit is identified separately as are the payloads we fly. there is a cost associated to all of them as is expected. We use Highlands Aviation www.highlandinsagcy.com and they are very accommodating, honest, and know the business.
     
  7. Brian Weis

    Joined:
    Oct 27, 2015
    Messages:
    24
    Likes Received:
    2
    Location:
    Milwaukee, WI
    I use Highlands Avaiation. Thanks. I guess I need to pony up again.
    I looked at AMA but think the insurance is if you are just flying at the clubs. Is that correct?
     
  8. NextGenUAV

    Joined:
    Jan 31, 2015
    Messages:
    17
    Likes Received:
    7
    the fine print in the AMA policy boils down to covering nothing in the commercial game.............. to save some money we do not cover hull on our lower cost units, just liability. If we are flying our Aerigon or Alta's with payloads that can cost upwards of 75K, we have full coverage. in the big scheme of things, insurance is a non-event, we pass along the expense to our clients and is baked into our hourly rate.
     
  9. ringolong

    Joined:
    Nov 29, 2015
    Messages:
    312
    Likes Received:
    65
    I was not thinking this was for commercial insurance when I posted.

    Is there a list of prices or a place to get a quote?
     
  10. AviationBroker

    Joined:
    Jul 22, 2015
    Messages:
    37
    Likes Received:
    6
    Hello,

    Your aviation insurance broker should be able to add any newly purchased UAV to your existing policy. There is no reason for them not to be able to do this for you. I am an aviation insurance broker and I add newly aquired UAVs to existing policies quite often. It is very exciting and encouraging that my commerical UAV clients are adding new aircraft to their policies. It is a great time to be alive!

    If anybody is interested in a commercial UAV quote, or just more information, please contact me at the below email address. I work for a small aviation specific insurance agency and we treat all of our customers as if they are the only clients we have. You do not get that type of service with some of the bigger aviation insurance agencies.

    joe@bullockagency.com

    Sincerely,

    Joe Ernster